Legal analysis: unreasonable. The bank will deduct it once on June 5438+ 10, and will deduct it twice unless the money is insufficient. This situation generally does not happen. If there is no deduction last month, there will be two deductions next month. Generally speaking, provident fund loans will only be deducted once a month on the repayment date, and will be deducted twice or even three times before the loan is paid off. According to the principle of deduction, the amount due in the current month will be deducted.

Legal basis: Regulations on the Management of Housing Provident Fund

Twentieth units shall pay the housing provident fund in full and on time, and shall not pay it overdue or underpaid. Units with real difficulties in depositing housing provident fund can reduce the proportion of deposit or defer payment after discussion and adoption by the workers' congress or trade union of the unit, and after examination by the housing provident fund management center and approval by the housing provident fund management committee; After the economic benefits of the unit improve, the deposit ratio will be increased or the overdue payment will be postponed. Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.