Someone has been harassing me with my phone number. What should I do?
1, call again, turn on the recording, and try to find out their company; And turn on the recording, explicitly refuse on the phone, and then answer the phone (talk well and don't swear); And tell the collection staff that you are a member of the mutual gold circle and know the regulatory policy. If you continue to call, go to the local financial office to complain, and provide recording materials to the local financial office and the anti-gang office; (Under normal circumstances, the collection phone will not come again, and all localities have been cracking down on collection recently);
2. If you want to be rejected by the other party, go directly to the accounting office to complain according to the above method. Perhaps, in a few days, you will see the news that Tonghua police "cracked a particularly serious illegal cross-border collection gang case"?
This is a relatively standardized requirement in the industry at present, and you can refer to it.
Does it affect me to leave my phone number with someone else for a loan?
If your mobile phone number is leaked and reserved for lending institutions and platforms when others apply for loans, it may have a certain impact.
Because in loans overdue, platforms and institutions will often call the borrower himself according to the phone number reserved by the borrower to remind the other party of repayment. Therefore, once your number is used when someone else applies for a loan, when the other party does not repay the loan, you are likely to receive a call from the platform organization.
This situation directly tells the other party that he is not the borrower, so that the other party can stop calling to remind the repayment and go to the real borrower for collection.
In order not to receive a collection call inexplicably, everyone must pay attention to keeping personal information well to avoid information leakage. You know, once personal information is known by others, it is likely to cause security risks. If it is used by criminals, it will be bad. Of course, your phone number may also be used by some "friends".
Someone left my number for a loan and was harassed. Where can I complain?
First of all, we must understand that although you are an emergency contact, it does not mean that you have the obligation to repay, because an emergency contact is neither a borrower nor a guarantor.
When the loan company can't contact the borrower, you can call this number to find the borrower and ensure timely repayment, so that even if the dunning call comes every day, you don't need to pay attention, and the loan company has no right to force you to repay.
In the face of the loan company's collection, you can clearly tell you that you don't know or can't contact the borrower, so that they won't bother you again or can't contact the borrower, so that the loan company can find a new contact information for the borrower. They will find it sooner or later anyway. When you say a good word, you will never understand the problem, and you will be directly hacked. If you are still harassed by text messages or phone calls, it is illegal for a loan company to harass emergency contacts by text messages or phone calls. Improper operation of the platform can call the police or complain to the administrative department for industry and commerce.