Under normal circumstances, loans are not allowed to buy a house, and the full amount must be paid to the court when buying a house.

However, many cities have opened the way of purchasing houses with mortgage loans. Generally, auction houses that allow loans will explain it in the property information.

Matters needing attention in buying a house according to law

Generally speaking, "auction houses" mainly come from the following aspects:

1. Private lending: The borrower can't repay the loan on time, and there is no property in the account for execution. Lenders can apply to seal up the property under the borrower's name and ask the court to auction the property to repay the loan at the execution stage.

Commercial loan: When the buyer borrows money from the bank to buy a house and fails to repay it on time, the bank can sue the lender and repay the loan by auction.

The third is judicial confiscation: for example, the court can decide to confiscate the personal property of the criminal suspect and return the proceeds from the auction of the house under his name to the state free of charge.