It is understood that the loan application targets are college students' entrepreneurial entities that have settled in the recognized municipal-level creative space and business incubation demonstration base. Applicants must meet the following conditions at the same time: college students or college graduates within 5 years of graduation; Industrial and commercial registration and tax registration, and as the legal representative of the founding enterprise and the main investor of the enterprise; There is no bad record in the credit information system of China People's Bank. The detailed rules stipulate that the annual loan amount of the whole city shall not exceed 6 million yuan, and the risk compensation ratio shall not exceed 10%. Those who meet the above conditions can apply for unsecured business loans for college students, with a maximum of 6.5438+0.5 million yuan, up to 3 times. In the application process, entrepreneurs can submit applications to the city's Zhongchuang Space and Business Incubation Demonstration Base. The latter shall be accepted quarterly, conduct preliminary qualification examination, investigate the operating conditions of start-up entities, and establish a loan repayment supervision mechanism. In addition, applicants need to know in advance whether the local municipal Zhongchuang Space and Business Incubation Demonstration Base has relevant cooperation agreements with Minqiang Guarantee Company before applying. After the entrepreneurs submit their applications, the Postal Savings Bank and Minqiang Guarantee Company conduct pre-lending and pre-insurance surveys, and examine the eligibility of eligible applicants for discount. The Municipal People's Social Security Bureau, the Finance Bureau and Minqiang Guarantee Company provide guarantees. Finally, the Postal Savings Bank issued loans in a timely manner, and the county and district departments and financial departments handled the discount procedures quarterly. In addition, applicants of relevant application materials must provide them truthfully. Wuhu Municipal Bureau of Human Resources and Social Security will fully recover the funds, deal with them seriously according to the seriousness of the circumstances, and record them in the integrity file. Those who constitute a crime will be investigated for criminal responsibility according to law. Related Q&A: Related Q&A: How to apply for an interest-free loan with a business license of 200,000 yuan? First of all, it must be clear that applying for an interest-free loan of 200,000 yuan is not a business license. The so-called interest-free loan or discount loan10.152,000 yuan is mainly for the government to help individuals start businesses or support small enterprises. The specific requirements vary from place to place, but they are basically the same. First, you should attend the personal entrepreneurship or employment training organized by the Employment Bureau under the Human Resources and Social Security Bureau, and get the training graduation or certificate. Then you go to the market supervision bureau to apply for a business license. After holding a business license, you can start a company or a physical store. Finally, you need to provide business license, business training certificate, ID card and photos of physical stores to the social security center or employment bureau under your jurisdiction. Personal credit report (check with China People's Bank). After the application is approved, you have to find a guarantor who receives the national financial salary as a guarantee (personal credit report is also required). Market Supervision Bureau, People's Social Security Bureau, Youth League Committee and County Women's Federation all have places for venture loans, amounting to 65,438+100000,65,438+100000,200,000. The general loan discount period is three years, and the repayment method can be once every three years or by installments.
Second, Feidong Qiaotou assembly demolition resettlement site?
The bridgehead assembly and disassembly resettlement site is located in Wuhu County, Wuhu City, Anhui Province, and is an important military resettlement center. The resettlement site was jointly established by the state, provinces and counties to help retired soldiers and other personnel find jobs and start businesses. The total area of the center is 1 1.8 square kilometers, including 2 streets and 3 towns, and there are 1300 enterprises and institutions. Feidong Qiaotou Assembly, Demolition and Resettlement Center has been in operation since 2009, and more than 2,000 retired soldiers and other personnel have successfully found jobs and started businesses.
3. What is the process for veterans in Wuhu, Anhui Province to apply for interest-free loans?
Application procedure: Mode 1: the local community village employment and social security workstation accepts the application → the street town employment and social security office conducts the preliminary examination → the county people's social security bureau examines → the loan bank issues the loan; Mode 2: the local postal savings bank branch accepts the application → the county people's social security bureau examines → the Wuhu branch of the Postal Savings Bank issues the loan.