As we all know, applying for bank loans is generally slow because of strict examination and approval, especially for large loans like mortgages. There are many procedures to be handled when buying real estate as collateral, and the next payment speed can be imagined. Ping An Bank also provides housing loans for home buyers. Many people ask how long it takes Ping An Bank to approve the mortgage, and I'm here to answer your question.

How long does it take Ping An Bank to approve the mortgage?

Generally, applying for a loan from a bank is divided into two parts: approval time and lending time. If the mortgage application conditions are met, it will take Ping An Bank about 2-3 weeks to issue the approval results after submitting the loan application, including clarifying the loan amount and loan interest rate.

After the approval results come out, you need to sign a loan contract and go through the relevant formalities, and then you can complete the next payment, which will take about 5-7 working days to lend money.

How can Ping An Bank repay the mortgage faster?

1, the materials are well prepared. In fact, loan application and preparation materials are a relatively important link. It is best to know clearly in advance and prepare materials to save a lot of time and energy.

2. Show as many assets as possible and show your sufficient repayment ability. When the bank approves, your level will be higher and the approval speed will be faster accordingly.

3. You can properly supervise the account manager responsible for your loan. Having an account manager to help you keep an eye on the process can speed up the process to a certain extent, at least your application will not be pushed to the bottom.

4. To check the loan progress, you can go to the counter or call.

Regarding "How long does it take Ping An Bank to approve the mortgage", I will introduce it to you here and give you some suggestions. However, the bank approval process needs so many links, which can only improve efficiency relatively.