Elite loan:
The registered capital of companies in non-financial industry is higher than 6,543,800,000+,the middle and senior leaders in financial industry are higher than 30,000,000, and some engineers (with engineer qualification certificates issued by the state).
What information do teachers, doctors, civil servants, lawyers, and official staff of universities and institutions need to prepare for moving, state grid, etc.:
1, my second-generation ID card (or first-generation ID card+household registration book)
2. Personal credit report
3, 3 months of the company's punch card flow.
4. Work certificate (stamped with the official seal of the company or employee's work permit)
Other assets that can prove financial resources: real estate license, vehicle license plate, negotiable securities, stocks, funds, etc.
Interest: about 1.4 cents.
New salary and loan:
Generally, employees who work in the company, but the registered capital of the company is above 6.5438+0 million, need to provide a labor contract without 6.5438+0 million.
Information to be prepared:
1, my second-generation ID card (or first-generation ID card+household registration book)
2. Personal credit report
3, the individual's 6-month punch-in salary is mobile (you can do it without punching in, but you must have a house and a car, so the probability of loan is basically much greater)
4. Work certificate (stamped with the official seal of the company or employee's work permit)
5. Proof of address (one of water, electricity and coal invoices and bank statements)
Other assets that can prove financial resources: real estate license and vehicle driving license.
Interest: about 2.3 cents.
Auxiliary loan:
The enterprise legal person or private owner has a business license.
Information to be prepared:
1, business license of the company or store I opened (for the whole year)
2. Public water consumption, billing and private water consumption (public water consumption exceeds 6,543,800 yuan per month)
3, housing property certificate or purchase contract and purchase invoice (but the house must be kept for 6 months)
4. Personal credit report
5. Proof of the address of the business place
If it is convenient, you can provide photo proof of the factory building, such as the factory building.
Interest: about 2.5 cents.