What is the repayment method of credit card? How much is the credit card handling fee? Many slaves are interested in these problems. After daily consumption, the repayment problem sometimes bothers them. In order not to waste credit card money, we must understand the repayment methods of the following three generations of credit cards.

I. Personal POS machines or shops

At present, there are many institutions and platforms in the market selling personal POS machines. If you need to return your credit card, you can find a reliable way to buy POS by yourself, and you can apply for a card by registering simple information. If the current bill of the credit card cannot be repaid, you can borrow cash from relatives and friends first, then print it out with POS machine and take it out and return it to the borrower. Generally speaking, the card swiping rate of this POS machine is low, ranging from 0.5% to 0.5%.

Of course, you can also find a familiar store in your life and ask him to return the credit card first, and then print it with the store's POS machine after the amount is restored in real time. The handling fee must be agreed by both parties in advance.

Second, the agent credit card online lending platform

At present, there are many small online lending platforms that can be used to repay credit cards. The application conditions are generally simple, such as credit card and ID card.

1, Greek financial loan

As a big company of online loan brand, Cai Xi Loan is welcomed by many card users because of its low application threshold, fast payment and low handling fee. The loan amount is between 6,543.8+0,000 yuan and 200,000 yuan, and the repayment period can be selected from 654.38+0 months to 48 months. The handling fee rate is about 0.35%, and the lending time is within 3 working days.

2. Credit card loan

.

Apply for credit card loan and return credit card. The loan amount is between 1000-50000 yuan, the loan period is between 6 months and 24 months, and the handling fee is between 2% and 3%. The system will deduct it from the loan amount at one time.

3. Sorry

Alipay has a loan Users with sesame scores above 650 have the opportunity to obtain a quota, apply for a repayment credit card in the loan, and then repay. The daily interest rate is 0.4% lower than that of the bank.

Third, the black intermediary returns the credit card.

Credit card overdraft consumption is becoming more and more popular, and there are signs of returning credit cards at low prices in society, deceiving individuals and organizations. Bian Xiao should be careful not to trust small advertisements on the Internet and in the street easily. They are likely to confuse you with cheap fees and defraud fees and personal information.