Loan interest rate (1) Lending banks with different loan purposes, loan nature, loan term and loan policy determine different loan interest rates according to various factors, that is, they float up or down on the basis of the benchmark interest rate. The current benchmark interest rate was adjusted and implemented on July 7, 20 1 1 year. Types and annual interest rates are as follows: ① Six-month (inclusive) short-term loan 6.10%; (2) six percent; ③ One to three years (inclusive) 6.65%; ④ Three to five years (inclusive) 6.90%; ⑤ More than five years and 7.05%. (2) Taking the mortgage as an example, the comprehensive evaluation of the credit status of the loan, according to the credit status, collateral and national policy (whether it is the first suite or not), is good, the mortgage interest rates implemented by different banks are different. 20 1 1 due to the shortage of funds and other reasons, the interest rate of the first home loan of some banks is 0.05 times. From 20 12, the interest rate of the first home was adjusted to ten days, and the state-owned big banks began to implement the first home loan interest rate concessions. Some bank discounts. The interest rate after 15% discount for more than five years is 7.05925%.

2. The interest rate of commercial loan for house purchase is 20 17.

Hello, at present, the benchmark interest rates announced by the bank are 4.35% from 0 to June (including June), 4.35% from June to 1 year (including 1 year), and 4.75 for 1-5 years (including 5 years) and 5-30 years (including 30 years).

3.20 17 what is the interest rate for commercial loans?

The benchmark annual interest rate of commercial loans announced by the People's Bank of China in 20 17 is:

0-6 months (including 6 months), and the annual interest rate of the loan is 4.35%;

6 months-1 year (inclusive), and the annual interest rate of the loan is 4.35%;

1-5 years (including 5 years) with an annual interest rate of 4.75%.

5-30 years (including 30 years), the annual interest rate of the loan is 4.90%.

4. 17 Is the mortgage interest rate high or high now?

17 years mortgage interest rate is high. According to relevant data, the benchmark interest rate implemented by the People's Bank of China in 20 17 was 4.35%, while the current benchmark interest rate was 3.85%, so the mortgage interest rate in 17 was on the high side.