Credit loans have different interest rates in different banks. Banks with relatively low interest rates include China Bank, Agricultural Bank and Postal Savings Bank:

1. Bank of China: BOC e-loan is a credit loan with an annual interest rate ceiling of 4.35%, which is priced according to the specific circumstances of the borrower;

2. Agricultural Bank of China: Netjet credit loan, with a minimum annualized interest rate of 4.35%-4.5% for one-year loans. The interest rates in different regions are different, and the pricing is different according to the qualifications of borrowers:

3. Postal Savings Bank: The annualized interest rate of postal savings loans is between 4.35% and 7.05%, and differential interest rates are also adopted, subject to the interface display at the time of application.

The above is the relevant content of which bank has the lowest credit loan interest rate.