First, foreign household registration, foreign provident fund can buy a house in Beijing?
Non-local residents can't apply for provident fund loans in Beijing when they buy houses in different places.
The loan from different places shall be applied to the local housing provident fund management department, and the Beijing Center shall issue a certificate of deposit of the provident fund. If the local housing provident fund management department needs to issue a certificate of deposit, the purchaser himself will receive the Certificate of Deposit and Use of Housing Provident Fund for Employees with Foreign Loans through the management department, and it is recommended that the purchaser directly consult the local housing provident fund management department.
Second, Beijing, can the foreign provident fund buy a house in Beijing?
Beijing-based families can use the provident fund deposited in different places to buy the first suite.
On 20 14 12 3 1, Beijing Housing Provident Fund Management Center issued Beijing Provident Fund Fa [2014] No.45 (Notice of Beijing Housing Provident Fund Management Center on Adjusting Individual Housing Loan Policy), informing Beijing registered employees who have paid housing provident fund in other places that they can buy the first self-occupied housing in Beijing.
1. What was the first application for provident fund loan?
Mingxia 2, a resident family, has no housing in Beijing, no outstanding provident fund loan and no divorce record within one year, and meets the above three conditions at the same time as the first set.
2. What does the certificate of deposit include?
The first suite needs to issue three certificates at the place where the provident fund is deposited. These three certificates include the certificate of continuous payment 12 months, the certificate of unused provident fund loans, and the certificate of deposit ratio. Buyers can go to the provident fund management center to determine specific certification materials.
For example, Li Ming is registered in Beijing, and both husband and wife have paid the provident fund in Hebei. As his parents get older, Li Ming wants to use the provident fund to buy a house for his parents in Beijing in his own name. Li Ming issued a certificate of continuous deposit 12 months, a certificate of unused provident fund loan and a certificate of deposit ratio at the local provident fund management center in Hebei Province, and then submitted a special application to Fangzhuang Office of the provident fund management center. The Provident Fund Management Center approved that Li Ming had no hukou in Beijing, and through the application, Li Ming could use the provident fund to buy a house.
Note: No matter whether the purchaser is a Beijing citizen or not, as long as the provident fund is paid in a different place, it is not allowed to use the provident fund to buy a second house in Beijing.
Source: Beijing Housing Provident Fund Management Center
This content is only applicable to Beijing.