Of course, there are rules on age. Generally speaking, legal citizens in China are required to be over 20 years old and under 50 years old. Usually it can be processed in three days. If all the conditions are met, the loan can be signed on the same day. The monthly interest rate of Zhongan Xinye microfinance is 1.3%, and the bank management fee is 1.2%. Repayment by installments can be divided into 12 months or 18 months for office workers and 6- 18 months for business people. Small credit loans, the first minimum requirement is that you have a good credit record and a stable source of income. Of course, those who do not meet the conditions cannot be approved. Friends in need in Changsha can contact me for consultation. Thank you.