Debts owed for playing cards are not legal debts. If sued to the People's Court, the debtor will not go to jail. The debtor can therefore raise a defense. If the creditor insists on filing a civil lawsuit with the People's Court, the People's Court will most likely not support it. In addition, this debt will not be included in the joint debt of husband and wife. When encountering card-playing debts, the debtor needs to use legal weapons in a timely manner to protect himself.

Article 119 of the "Civil Procedure Law of the People's Republic of China" must meet the following conditions:

(1) The plaintiff has a direct interest in the case citizens, legal persons and other organizations;

(2) There is a clear defendant;

(3) There are specific litigation claims, facts and reasons;

(4) It falls within the scope of the People's Court to accept civil litigation and the jurisdiction of the People's Court subject to the lawsuit.

"People's Republic of China and Civil Code"

Article 675 The borrower shall repay the loan within the agreed time limit. If there is no agreement on the loan period or the agreement is unclear, and it cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; the lender may urge the borrower to return it within a reasonable period of time.

Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant national regulations. Extended information

What should I do if I don’t pay the money I owe verbally?

1. For those who do not repay the debt, you can choose to sue, provided there is evidence and it is within the statute of limitations.

2. The evidence can include IOUs, recordings, payment vouchers, etc., and the IOUs must be original and cannot be altered or copied in any way.

3. If the repayment date is indicated, the statute of limitations will be two years from the date of expiry of the IOU; if there is no repayment date, you can demand repayment at any time, and the statute of limitations will be two years from the date of first recovery. Just within the year.

4. After the court makes a judgment, if the other party fails to repay the debt, it can apply to the court for enforcement, and the debtor who maliciously defaults on debt can also be detained. If the debtor dies, the debt can be repaid from his estate.