Once you get a marriage certificate and then sign a real estate contract, it is really recognized as 2 suites.

Because now, whether you sign a house purchase contract with a developer or a loan contract with a bank, you must show your marriage certificate. If you are single, this will be your first suite. However, if you are married at the time of signing, you can't get a single certificate in the Civil Affairs Bureau. You only have a marriage certificate. And your husband already has a 1 suite, so your suite is 2 suites.

The corresponding bank loan will confirm that you ask 2 suites. The time is calculated according to the date of signing the formal purchase contract with the developer, regardless of the date of paying the down payment. And now in the sale of commercial housing, the down payment must be paid when signing a formal purchase contract. If your developer is special, you can sign a contract first and pay the down payment in a few days or months, that's fine. However, I don't think developers seem to do this. They all pay the down payment before signing the contract. ....

The current 2-suite policy is very strict and generally unavoidable. And after signing the contract, you need to go to the archives of your local housing and urban-rural development bureau to open the first suite certificate, 200 yuan. There can be preferential policies for paying deed tax in the license fee. The general discount is 1%.

I wish the landlord a happy wedding and hope to adopt.

thank you