E-Loan will check the use of funds, and China Merchants Bank Credit Card Center will send a short message to the cardholder, so that eligible coupons can be uploaded through the latest version of Pocket Life App. The types of vouchers include special VAT invoices, ordinary VAT invoices and uniform invoices for motor vehicle sales. And the voucher is used for e-loan, and the purpose should be consistent with the selected consumption purpose. The total amount of vouchers shall not be less than the amount of E loan, and the uploading time shall not be later than 60 days after E loan. There is something in bank supervision called esta system. As long as your money is circulated through inter-bank channels, it is recorded. Tracking the flow direction is an inevitable compliance requirement, but it may not be tracked immediately, but it may be tracked after a period of time (compliance requirements are spot-checked). So I suggest, first, please withdraw cash and don't transfer money.

1. E-loan of China Merchants Bank is a short-term cash credit business for eligible credit card holders, with daily interest. After the application is successful, the money will be transferred to the valid one-card account opened by the cardholder in China Merchants Bank or the debit card of other banks supported by China Merchants Bank (the account opening certificate must be the same as the bank's credit card). This money can not be used for investment, such as house purchase, stock and futures investment, but can only be used for consumption, such as decoration, home appliances, wedding, car purchase, student aid, tourism and medical care. "Zhao Dai" has an independent bill, and the date of the bill is the same as that of the personal credit card. The interest generated in each billing cycle will be summarized into the "Cyclic Interest" of the current bill. Repayment needs to be made to the "e-loan" account separately.

2. The timely repayment of e-loan of China Merchants Bank has increased the quota. Its use characteristics are as follows: lightning loan: no materials, no mortgage, online application, the fastest application in 30 seconds; Exclusive limit: independent e-loan account, exclusive cash limit, up to 30W, separate bookkeeping and separate repayment; The interface of the People's Bank of China will be called for the first time (that is, the credit report will be checked). If successful, an account will be added and the loan will be deducted at one time (supporting multiple banks); Daily interest calculation: the daily interest rate is 0.05% (the promotion period is 0.04%), and the E loan can be paid off at any time, which does not affect the flexibility of repayment: only the minimum amount needs to be repaid every month, and the minimum repayment amount is calculated according to 10% of the total debt on the billing date. Pocket Life Application Process: Log in to Pocket Life App and select Card. Pay "→e to apply for a loan, and the system will give the audit results in real time.