Question: The loan has not been disbursed, and the car purchase contract has not been signed. The deposit has been paid. Now I don’t want to apply for installments. I want to pay the full amount. The 4S store said that I have to pay a penalty of 1,000 yuan. I didn't sign any contract, I just filled out a loan application form. Is this 1,000 yuan legal?
Answer: Juntong Legal Online Consulting will give you the answer
If the payment you deliver is in the form of a deposit in the contract, then if the merchant does not breach the contract, If you regret not buying the car, the merchant will not return the deposit you have paid. If the merchant breaches the contract, you can ask the merchant to return double the deposit. If the payment you deliver is in the form of a deposit or advance payment, it depends on how you and the merchant agreed in the contract. If there is an agreement, follow the agreement. If there is no agreement, if you think the merchant has breached the contract, you can ask the merchant to refund you. If you breach the contract, you can negotiate with the merchant and ask for a refund.