Shopping payment, cash withdrawal, and repayment.

1. Shopping payment: When you shop on the Pinduoduo platform, you can choose to use Duoduo Wallet for payment. On the settlement page, select Duoduo Pay as the payment method, and the system will automatically deduct the corresponding amount.

2. Withdrawal: If you want to withdraw the funds in Duoduo wallet to your bank card or Alipay account, you can select the withdrawal option in the Duoduo wallet interface, then enter the withdrawal amount and withdrawal method, and follow Prompt to complete the operation. Please note that withdrawals may need to meet certain conditions or pay handling fees. The specific policies of Pinduoduo platform shall prevail.

3. Repayment: If you use Pinduoduo’s installment service or loan service, Duoduo Wallet can also be used for repayment. On the repayment date, the system will automatically deduct the corresponding amount from the Duoduo wallet to ensure that you pay off the balance on time.