Consequences of non-repayment of loans:
1 force, it shall negotiate with the lending institution to extend the repayment period or repay it in installments;
2. If the loan fails to perform the judgment within the performance period, apply for compulsory execution;
3. When accepting enforcement, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law;
4. If the lender has no property to enforce, refuses to perform the effective judgment, overdue repayment and other negative information will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.
Basically, it won't affect, and you can repay on time in the future.
2. Can the electric car be paid in installments?
More than 2000 yuan is ok, not less than. I hope you can adopt it.
3. Can an electric car be repaid by mortgage in installments?
Going out shopping, I saw some electric car shops advertising electric car installment payment. Did you come out? Can electric vehicles also be repaid in installments by mortgage? ! After inquiry, it is sure that electric vehicles also support mortgage installment repayment, so what are the conditions for installment payment of electric vehicles? What is the down payment ratio? What is the loan interest rate and loan term? Come and find out.
Conditions for installment of electric vehicle mortgage The applicant only needs to provide a personal ID card and a bank card, or any other documents such as social security card, medical insurance card, driver's license, work permit or student ID card, so as to purchase electric vehicles by mortgage. Don't think that you can buy a bargain like this. Many merchants only do the staging activities of large electric vehicles, and the original price of small models is not high, so the mortgage does not make much sense. After applying for a loan, the applicant can repay the loan in installments of 3, 6, 9 and 12 months, and the minimum monthly repayment amount is about 200 yuan. After the purchase time of the electric vehicle reaches 3 months, the balance of the final payment can be paid off in advance. The expected annualized interest rate of electric vehicle installment payment is generally one thousandth of the loan amount/day. For you with limited economic conditions, it is a good choice to repay by installment with electric car mortgage. It is understood that the minimum down payment is around 400 yuan, and you can ride an electric car and pay it back later. If it is handled, the down payment ratio is lower and the loan amount is higher. Not only that, but there are more discounts waiting for you.
4. Can I buy an electric car by mortgage?
Buying an electric car can be mortgaged.
When handling the "mortgage loan" for electric vehicles, the down payment for battery cars below 3,000 yuan/kloc-0%, and the down payment for battery cars above 3,000 yuan is 30%, which can mortgage electric vehicles; The mortgagor needs to provide his identity certificate, work unit and other related information. The mortgage payment term is mainly 12 months, 15 months and 18 months. Although the electric car is not very expensive, it is also a big expense for people who have just joined the work. If you choose to pay by installment, the monthly supply of electric vehicles will be limited.