First of all, there are two ways to repay the loan in advance: one is to repay the loan in full and the other is to repay the loan in part. Then let's take a look at the process of prepayment of provident fund.

One-time repayment of principal and interest

1. Applicants can check their remaining balance by calling the provident fund management hotline and make an appointment for prepayment;

2. When applying for early repayment of provident fund loans, the repayment person shall fill in the Application Form for Early Repayment under the Management of Housing Provident Fund or the Application Form for Early Repayment of Some Loans under the Management of Housing Provident Fund, and sign and provide the required information;

3. Approved by the entrusted bank;

4, provident fund management approval;

5. Go to the bank to repay the loan principal and interest;

6. Send the prepayment form to the provident fund for filing.

Method of repaying part of loan principal

1. The borrower calls the provident fund management hotline, inputs the amount you intend to repay in advance according to the voice prompt and makes an appointment for repayment.

2. When applying for prepayment, the repayment person shall fill in the Application for prepayment of housing provident fund loans under the management of housing provident fund or the Application for prepayment of some loans under the management of housing provident fund loans, and sign and provide the required information;

3. Determine the prepayment amount and prepayment date;

4. Approved by the entrusted bank;

5, provident fund management approval;

6. Go to the bank to repay part of the loan principal;

7. Send the prepayment form to the provident fund for filing.

Second, the provident fund loan settlement procedures

1. After the provident fund loan is settled in advance, the bank will issue the loan settlement certificate, and handle the mortgage cancellation and surrender procedures with the main lender's ID card, the original secured loan contract, guarantee fee and other materials at the house property guarantee company.

2. After the portfolio loan is settled, with the valid identity certificate of the payer, you can print the settlement voucher at the loan bank and go through the formalities of canceling the mortgage, and the provident fund loan part will be surrendered to the guarantee company.

Provident fund loans are convenient for buyers, but we buyers must also remember to make clear the follow-up procedures when returning the provident fund in advance and after the provident fund loans are settled, which is convenient for you and me!