What is the housing policy of foreigners in Shanghai?
Foreigners can't buy a house directly in Shanghai. They need to live there for more than one year and can only buy a house. They also need to provide relevant materials, such as labor contracts, employment certificates, business licenses stamped with the company's official seal, and tax payment certificates for more than one year.
What should I pay attention to when buying a house in Shanghai?
1, budget
First of all, we must figure out how much money we can afford and our own budget, so that we can choose the right lots and areas on this basis. You can't completely empty yourself when you pay the down payment, so you will be at a loss in case of emergency in the future. In addition, we need to calculate how much money we need to pay back every month to see if it will affect our normal living standards.
2. Quit as little as possible before buying a house.
If you often change jobs before buying a house, it will be more difficult to apply for a loan, because the bank will think that you don't have a stable job. So if you want to buy a house, try to work in the company for a long time. If you really can't persist, wait until the loan is approved before resigning. In addition, we should pay attention to keeping our own records, otherwise it will affect the loan.
3. Avoid the deposit trap and the house grab trap.
Many properties will introduce preferential policies, such as how much money to deposit in advance. Usually, this kind of activity requires a deposit. In this case, it is necessary to clarify the difference between deposit and deposit. The deposit is refundable, but not refundable. Therefore, when paying the deposit, you must read the contract clearly.
Abstract: The above is Bian Xiao's introduction to the housing policy for foreigners in Shanghai and the matters needing attention in buying a house in Shanghai, hoping to help some friends in need.