After the loan contract is signed, the bank contract is a standard contract, and the printed terms are basically unchanged. All optional parts need to be filled in by hand, but because the contract is in quadruplicate, there are many contents to be filled in. Generally, bank account managers usually take blank standard contracts with unfilled contents, sign and print the customer's fingerprints first, and then fill in the contents themselves.

Although it is convenient for customers to work, because customers can start work first without waiting for time to fill in, it is risky for customers. Some key elements of the loan, such as loan term, repayment method, loan interest rate and floating ratio, are likely to be tampered with by the account manager later if they are not agreed on the spot and written into the contract. At the end of the loan, what is done is done, and customers can only eat dumb losses.

So I suggest that when signing a contract, I should fill in the key elements of the loan on the spot, at least two copies, because all contracts should be filled in the same way, so he can't tamper with the other two contracts that he can't fill in on the spot, which is more time-saving, labor-saving and safer.