Hello, may I ask if the loan scale is small and the benefit of stimulating deposits is small? It stands to reason that the loan scale is small and the benefit of stimulating deposits is small. The small scale of bank loans means that the income that banks can get is correspondingly small. In addition, if the bank issues small loans to customers in a short time, it will lead to the bank's inability to earn more profits through differential interest rates, thus affecting the bank's deposit efficiency. However, even if the loan scale is small, banks can still improve deposit efficiency in other ways. For example, banks can provide quality services to customers, improve customer loyalty and attract customers to deposit more deposits in banks; Banks can also develop different types of financial products and services, such as fund sales and insurance agents. , to provide customers with a full range of financial services, and further increase customer stickiness and deposits.