As of February 2023, the interest rate is 4.90%.

The current interest rate for the first house purchase is 4.35% for the period from 0 to 6 months (including June), 4.35% for the period from June to 1 year (including 1 year), and 4.35% for the period from 1 to 3 years (including 1 year). 3 years) is 4.75%, 3-5 years (including 5 years) is 4.75%, and 5-30 years (including 30 years) is 4.90%. On this basis, there will be appropriate downward or upward housing provident fund loans. The interest rate is 2.75% for less than five years and 3.25% for more than five years.

For reference only and not authoritative.