The loan conditions of civil servants' salary card: First, they have permanent residence or valid residence identity certificate in this city, have stable repayment sources and income, have good credit, have the ability to repay the principal and interest on schedule, and the loan purpose is legal and compliant. The loan period does not exceed 12 months, and the maximum loan amount does not exceed 10 times the average monthly salary income of families, generally not exceeding 50,000 yuan. Materials that the lender needs to submit, legal and valid identity certificates, including the original identity certificate and the identity certificate of civil servants issued by the unit, etc.