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What is the housing loan interest rate of CCB after LPR adjustment in June 5438+065438+ 10?
At present, the new personal commercial housing loan interest rate is formed by adding the loan market quotation (LPR) of the corresponding period in the latest month as the pricing benchmark, that is, the interest rate level = LPR+ plus point value of the corresponding period in the latest month.

The loan market quotation (LPR) can be inquired by clicking "Deposit, loan and bank card-product introduction-loan interest rate-RMB loan market quotation (LPR)" on the homepage of CCB official website.

For new personal commercial housing loans, the lending bank first determines the lower limit of bonus points stipulated in the regional differentiated credit policy, and then comprehensively considers the bank's operation, the borrower's risk status and credit status, and the borrower and the borrower negotiate to determine the specific bonus point value of each loan. Customers can contact the local loan handling bank for more value-added information.