According to the repayment of small loans, generally speaking, it will take some time for you to refinance after you have successfully paid off your current loan. The specific waiting time depends on your personal credit situation and loan history.

In order to better understand your credit status, you can go to Sixi Data to understand your current credit status. Through this understanding, you can identify and get rid of bad loan application habits and cover up past dishonesty with new good payment records. This will improve your credit rating and increase the chances of refinancing.

So I suggest you keep a good credit record and adjust your loan demand and repayment ability reasonably after repayment. By actively maintaining a good financial position and credit rating, you can apply for a loan again after a period of time.