Legal analysis: this is not true. The online loan disposal office has no right to freeze the assets under your name. If you don't repay, they can sue you for repayment, but they have no right to freeze the assets in your name.

Legal basis: "Several Opinions of the Supreme People's Court on People's Courts Handling Lending Cases" Article 6 The interest rate of private lending can be appropriately higher than that of banks, and local people's courts can specifically grasp it according to the actual situation in their respective regions.