1, maximum loanable 1 ten thousand yuan. Among them, paid employees can borrow more than 500,000 yuan, and personal loan lines are available. The personal loanable amount of employees is determined by a certain multiple of the average monthly deposit, and its calculation formula is: multiple of the average monthly deposit of employees.

2. Legal basis: Article 29 of the Regulations on the Management of Housing Provident Fund.

The value-added income of housing provident fund shall be deposited in the special account for value-added income of housing provident fund opened by the housing provident fund management center in the entrusted bank, which shall be used to establish the risk reserve for housing provident fund loans, the management expenses of the housing provident fund management center and the supplementary funds for urban low-rent housing construction.

Two, provident fund loans can be borrowed for several years.

1. housing provident fund loan period 1-30 years. Theoretically, the loan period cannot be longer than the time when the lender reaches the statutory retirement age, but some local policies can extend it to 5 years after the statutory retirement age;

2. The loan period of housing provident fund loans is also related to first-hand houses and second-hand houses and their uses. Apply for housing provident fund loan. The longest time to borrow a new house is not more than 30 years, and the longest time to borrow a second-hand house is not more than 15 years. The longest time for private construction, renovation and overhaul to apply for housing provident fund loans shall not exceed 15 years. Apply for provident fund loans for building construction, renovation and overhaul. The loan term should be consistent with the loan term required for house purchase. It should be noted that the above-mentioned fixed number of years shall not be greater than 5 years after the statutory retirement time of the borrower.