Current location - Loan Platform Complete Network - Bank loan - A house is 550 thousand. Did you set the down payment yourself? If the down payment is 250,000 yuan, how to calculate the remaining loan interest rate? /kloc-paid off in 0/0 year.
A house is 550 thousand. Did you set the down payment yourself? If the down payment is 250,000 yuan, how to calculate the remaining loan interest rate? /kloc-paid off in 0/0 year.
1. The bank has regulations on down payment for house purchase loans. Generally speaking, for the first-time home purchase loan, the down payment is 30% of the total house price, and the interest rate is down 10%. The down payment for the second house purchase is 60%, and the loan interest rate will rise10 ~ 20% based on the benchmark; There are also some special circumstances, that is, the quality of personal credit information will also affect the down payment ratio and loan interest rate. If the down payment ratio and interest rate specified above are adopted for good credit reporting, the ratio and interest rate will be increased accordingly for poor credit reporting. If there is malicious overdraft or overdue repayment for many times, the loan cannot be made.

2. Down payment of 25W, loan term 10 year:

2. 1. The repayment method is equal principal and interest:

The interest rate is 6.55%, and the monthly repayment is 34 14.08 yuan, of which the principal 1776.58 yuan and the interest 1637.50 yuan (the monthly repayment amount is the same). 2. The repayment method is average capital: (decreasing month by month).

The interest rate is 6.55%,

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