When buying a house, you must first determine the area you want to buy, and then choose the house you are satisfied with from this area. But the size of a city is relatively large, which makes some friends feel difficult. For example, in Hefei, many friends hesitate between the high-tech zone and the lake. So today, Bian Xiao will tell you whether it is better to buy high-tech zone or Hefu Lake. What is the responsibility of the guarantor of Hefei provident fund loan?

Is it better to buy a house in Hefei High-tech Zone or by the lake?

1. From the perspective of regional positioning, Binhu District is a comprehensive new district integrating administration, finance, culture and leisure tourism center, which will continuously attract population inflow with the development of regional construction economy and have great development potential; High-tech zone is a region where high-tech industries are concentrated, with developed industries and strong competitiveness.

2. From the surrounding environment, the lakeside area is rich in ecological resources and has a good environment, while the high-tech zone has a worse ecological environment than the lakeside area due to industrial concentration.

3. In terms of industrial development, the main industry in Binhu District is financial enterprises, and many financial institutions have gathered. The industries in Hi-tech Zone are mainly high-tech enterprises. Therefore, there are more population inflows in the two regions, and there is no shortage of purchasing demand and purchasing power.

4. From the perspective of future development, the development of Binhu District is supported by policy planning, and it is a key area of government layout. High-tech Zone has dense industries and great development potential.

5. In a word, Binhu started earlier, and its development, strategic planning and popularity are better than those of Hi-tech Zone, but its housing price is higher than that of Hi-tech Zone. At present, the development prospects of the two regions are good, depending on the individual situation.

What is the responsibility of the guarantor of Hefei provident fund loan?

If you are a friend's provident fund loan guarantor, you can't apply for a provident fund loan. Only when the lender repays the loan can he borrow money. Under normal circumstances, each person who pays the housing provident fund can only be the guarantor of one-person housing provident fund loan, and no more than two people (including two people). If he wants to be the guarantor of other people's housing provident fund loans again, he can only do so if the lender can't find a second guarantor and the loan amount can't exceed1.20 thousand yuan.

If the borrower fails to repay the loan, the guarantor still has to bear the repayment responsibility. Before committing to be a guarantor, you must think clearly, because if you sign the money and debt guarantee, you will be personally responsible for paying off the debts to the lending institution. Even if the relationship between the guarantor and the debtor changes, for example, the husband guarantees his wife to apply for a house loan, and eventually they divorce, the guarantee will not be affected by the dissolution of the marriage relationship, and it will still be valid.