Advantages: It avoids the traffic jam, and the places that you can often go to are not limited to the places where the bus and subway lines can be extended. Weekend outing and go on road trip can be put on the agenda, and the overall quality of life will be improved. If you have a car, you don't have to worry about missing the last bus. You can drive anywhere you want, whenever and wherever you want.

Disadvantages: traffic jams and parking spaces in first-tier cities and densely populated areas. Part of the cost of buying a car will involve a loan. There are also various parking fees, bridge tolls and fines for violation of regulations. There is also the fuel cost and maintenance cost generated by car maintenance.

Advantages and disadvantages of buying a car late:

Advantages: money has not yet become a carrier, and cash can be invested or used for other financial activities. Once you buy a car, it will depreciate. Use the money expected to buy a car to improve the quality of life, instead of being a slave to loans. You can also travel a lot. After buying a car, you must buy the latest style, the technology and standards used will be the latest, and the products are safer and more convenient than the early models.

Disadvantages: If you have a budget to buy a car, but you don't need it urgently, and you don't start buying a car in time, the most likely emotion is regret. For example, no car is missed because it is too late to do something important.