2% interest is the annual interest rate of 24%, which is the highest interest rate that this country can borrow (four times the legal 6%). As for whether it is high or not, it depends on what you do with the money and whether you can repay it. Let me tell you about the loan interest in some areas at present.

The annual interest rate of general enterprise loans (mainly manufacturing) obtained through banks is15% ~18%;

Housing loan, which is the cheapest 6.5% ~ 8%;

Loans from real estate enterprises, through banks, are generally18% ~ 24%;

Enterprises or individuals through small loan companies (that is, what you said about Ping An), generally from 20%, high about 50% (note that more than 24%, what other fees are generally charged).