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What materials do you need to buy a second-hand house to extract housing provident fund?
The materials required for purchasing second-hand houses and extracting housing accumulation fund are as follows:

1, original and photocopy of the real estate license;

2. Original and photocopy of deed tax payment certificate;

3. The original and photocopy of the employee ID card shall be used to extract the provident fund;

4. Original and photocopy of the house purchase contract;

5, housing provident fund withdrawal application form, provident fund withdrawal employee's bank savings account;

6. In addition to the above information, the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record sheet shall also be provided.

Provident fund withdrawal process:

1. The unit verifies the relevant extraction certification materials and photocopies provided by individual employees, and the qualified managers of the unit fill in the application form for housing provident fund extraction and the inventory of housing provident fund extraction uniformly printed by the housing provident fund management center, and apply to the account opening management department with the original and photocopies of relevant certification materials;

2. Management personnel shall review the extracted materials, amount, times and personal account information. To meet the extraction conditions, go through the extraction procedures; For those who are not allowed to withdraw after examination, inform the reasons for not allowing withdrawal; For special circumstances can not be answered in time, should consult the director of the management department and the relevant departments of the housing provident fund management center, and give a clear answer to the unit within three days;

3. For those who meet the partial extraction conditions, the personnel of the management department will enter relevant information in the system according to the extraction materials, establish the first employee housing provident fund extraction record sheet, and affix the words "housing provident fund extraction" on the purchase invoice (or purchase receipt, down payment invoice, rent invoice, tax payment voucher and purchase material invoice);

4, management personnel input "housing provident fund withdrawal list" and confirm the personal savings account;

5. After the extraction is confirmed, the management personnel print the Application for Extraction of Housing Provident Fund and the Inventory of Extraction of Housing Provident Fund in duplicate. If you cancel the withdrawal, you also need to print the personal housing provident fund cancellation interest statement.

To sum up, the materials needed to purchase a second-hand house and withdraw the provident fund include household registration book, ID card, housing transaction contract, provident fund loan application form and housing ownership certificate. Second-hand housing provident fund mortgage loan time is generally one to three months, depending on the actual situation.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.