It was learned from Linyi Housing Provident Fund Management Center that Linyi housing provident fund loan still implemented 50% down payment for the second suite and 30% down payment for the first suite, which was consistent with the previous provident fund loan policy of our city.
The maximum interest rate of housing provident fund balance is 4%, and the interest rate of loans for more than five years needs to rise 10%.
Second, the interest rate of the second suite of Linyi provident fund loan is 202 1?
It was learned from Linyi Housing Provident Fund Management Center that Linyi housing provident fund loan still implemented 50% down payment for the second suite and 30% down payment for the first suite, which was consistent with the previous provident fund loan policy of our city.
The loan amount of housing provident fund can reach up to 300 thousand yuan according to the balance of individual or husband and wife provident fund. The interest rate for the first suite is 4% within 5 years and 4.5% for more than 5 years, and the interest rate for the second suite loan needs to rise 10%.
What is the interest rate of the provident fund for the third and second suites? 202 1.
The interest rate of the second-home provident fund 202 1 is as follows: 1, and the personal loan interest rate of the housing provident fund with a loan term of less than 5 years is 2.75%; The loan interest rate for more than 2.5 years is 3.25%, and the second home loan interest rate is 1. 1 times of the benchmark interest rate. The down payment ratio for the first set of ordinary housing is not less than 35%, the down payment ratio for the first set of non-ordinary housing is not less than 40%, the down payment ratio for the first set of policy housing such as * * * property housing is not less than 30%, the down payment ratio for the purchase of non-ordinary housing is not less than 80%, and the down payment ratio for the purchase of affordable housing is not less than 20%. Under any of the following circumstances, employees can withdraw the storage balance in the employee housing provident fund account: 1, purchase, build, renovate or overhaul their own houses; 2. Retired; 3, completely lose the ability to work, and terminate the labor relationship with the unit; 4. Go abroad to settle down; 5. Repay the principal and interest of the house purchase loan; 6, the rent exceeds the prescribed proportion of family wage income. In accordance with the above provisions, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund. If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures. Legal Basis "Regulations on the Management of Housing Provident Fund" Article 2 These Regulations are applicable to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.
4. I want to know what is the latest interest rate for the second suite of provident fund?
The benchmark interest rate is 1. 1 times, that is, the second suite rises 10%.