1. Bring the purchase contract, loan contract and repayment record to the bank to prove that the loan has been paid off.
2. The mortgagor needs to bring the settlement certificate at that time to the Housing Authority to handle the mortgage cancellation procedures and the bank to cancel the mortgage. Some banks need to make an appointment and go to the loan bank counter.
3. Bring the certificate issued by the bank, the original title certificate, the certificate of other rights of the house, the household registration book and other materials to the real estate transaction department to handle the real estate license business.
Process of handling real estate license:
1. Confirm that the developer has registered initially:
It is necessary to confirm that the developer has registered initially. In order to ensure their own interests, the purchase contract should stipulate the time limit for the initial registration of the developer, especially the time limit for the initial registration of the developer and the "timely notification obligation" after the registration is completed, so as to clarify the liability for compensation if it is not handled in time.
2, to the management department to receive and fill in the "housing (land) ownership registration application form":
After completing the application form, the developer needs to sign and seal it. Some developers will have ready-made stamp forms in their hands, and just go to the developers to get them and fill them out.
3, take the map (table):
You can apply to the housing area measuring station designated by the developer and get the surveying and mapping table, or you can go directly to the developer with your ID card and apply to the registration department for surveying and mapping the housing area.
4. Obtain relevant documents:
When you ask the relevant departments in front, you must make it clear what necessary application documents you need to receive and get them all at once. These documents include the purchase contract, the house settlement form and the copy of the big house property certificate. The completed application form needs to be reviewed and sealed by the developer.
5. Pay maintenance fund and deed tax:
Public * * * maintenance funds are generally collected by community offices in the area where the property is located, and some cities have begun to collect public * * * maintenance funds by banks. We must keep the voucher after paying the tax. Once lost, the consequences will be very serious.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 211 When applying for registration, the parties concerned shall provide the ownership certificate, real estate boundary, area and other necessary materials according to different registered items.
Article 217 The certificate of ownership of immovable property is the proof that the obligee enjoys the real right of immovable property. The items recorded in the certificate of real estate ownership shall be consistent with the real estate register; If the records are inconsistent, unless there is evidence to prove that the real estate register is indeed wrong, the real estate register shall prevail.