Loans that have not received credit information cannot be repaid. If you refuse to repay, there may be the following consequences:

1, blacklisted by the same industry:

The borrower borrows a loan that cannot receive credit information. If the borrower maliciously refuses to repay the loan, the loan platform will lower the borrower's credit rating and upload the overdue record to the blacklist of the same industry.

2. If it is telephone collection:

If the borrower maliciously fails to repay the loan, the borrower may receive a call from the loan platform collector, which will seriously interfere with daily life.

3. Impose a high penalty interest or liquidated damages:

If the borrower fails to repay the loan within the time limit, it will generate high penalty interest or liquidated damages. The longer the overdue time, the greater the repayment pressure.

4. Loan platform:

If the overdue time is long and the overdue amount is relatively large, it will be lent to the platform. Once the case is lost, the borrower will not only pay back in full, but also bear the liquidated damages, legal fees and attorney fees of both parties.

For more information about loans that cannot be repaid, please visit: See More.

Excuse me, can I really not repay the loan without a credit report?

Failure to obtain a credit loan does not mean that it cannot be repaid within the time limit. Because loans that have not received credit information generally have great dunning efforts, and the overdue consequences are also very serious. Most loan platforms will charge high penalty interest fees and overdue management fees for overdue repayment, bomb overdue mobile phones and inform relatives and friends around them about overdue repayment. In serious cases, they will be appealed. Once the illegal facts are entered into the public security system, they will be wanted online, which will seriously affect personal life. I hope everyone can repay in time, and don't have the luck of not repaying.

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Many online lending platforms will not go to the personal credit report and the central bank's credit information system, but the online credit information files at the meeting will affect the lenders' future loans on the online lending platform. If the borrower fails to repay the loan within the time limit, it will charge a penalty interest and overdue management fee. Personal information of serious violators may be published, and finally the record of dishonesty will be uploaded to the online credit file. Moreover, not going to the credit information system now does not mean not going to the credit information system in the future. Once these products are on the central bank's credit information system in the future, overdue records will also be recorded, so don't have the idea of not paying back.