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Which is better, Bank of China E-loan or Youth E-loan?
If you are a college student, youth e-loan is better. If you are not a college student, you can choose E-loan from China Bank.

"Youth e-loan" is a personal credit consumption loan issued by Bank of China to eligible college students, which is used for the daily consumption, training, study tour and other capital needs of students during their study at school. "Youth e-loan" has the following characteristics: mobile phone lending is convenient and fast. Tailored quota interest rate can not only support reasonable consumption, but also meet students' repayment ability. The loan term and repayment method are flexible.

At present, BOC e-loan is only open to specially invited customers. To apply for a credit card, you must be at least 18 years old and have a stable income or other economic proof before you can apply for a credit card. Conditions for applying for a credit card: the minimum application age stipulated by the bank is 18 years old and the maximum application age is 60 years old. Need my second-generation ID card. There is a work certificate and income certificate stamped by the unit's finance. No bad credit record. Other financial certificates, such as real estate, cars, stocks, bonds, etc.