According to Chinese law, if an online loan worth several thousand yuan is not repaid, the borrower may face prosecution. The following are relevant explanations:

1. Possibility of prosecution: The borrower owes money and has not repaid it overdue, and the lending institution has the right to pursue the debt through legal means. An amount owed of several thousand dollars is still within reasonable range for creditors to recover, so they may take legal action against the borrower.

2. Negative impact: If sued and loses, the borrower will face the following possible negative impacts:

- Damage to credit record: Failure to fulfill repayment obligations will be included in the personal Credit history, which may lead to a decline in credit rating and adversely affect future borrowing, home buying, renting and other activities.

- Enforcement procedures: The court may take enforcement measures, such as freezing bank accounts, seizing property, etc., to force the borrower to repay the debt.

- Guarantor liability: If the loan has a guarantor, the guarantor may be responsible for repayment when the borrower is unable to repay.

Summary:

If an online loan worth several thousand yuan is overdue, the borrower may face prosecution and bear credit record damage, enforcement procedures and guarantee responsibilities risk. Therefore, borrowers are advised to fulfill their repayment obligations on time to avoid possible negative impacts.

Extended information:

According to Article 118 of the Contract Law of the People's Republic of China, when one party fails to perform its contractual obligations or the performance of its contractual obligations does not comply with the agreement, the other party shall have The right to request performance, take remedial measures, claim compensation for losses, etc. At the same time, the "Civil Procedure Law of the People's Republic of China" and relevant judicial interpretations stipulate the specific procedures and legal application for overdue loan cases. Please note that this answer is based on general conditions only, and specific results need to be confirmed with local legal consulting agencies based on actual circumstances.