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How to transfer money from public to private before the loan comes down?
Business-to-private remittance: In principle, public funds cannot be deposited privately, but the following situations can be used:

Personal wages, bonuses, labor costs, etc. If the labor cost exceeds 50,000, you must have a tax payment certificate. Of course, employees' travel expenses and medical expenses are acceptable, but the amount cannot be large.

Otherwise, all documents must be attached. In principle, banks generally hold less than 50 thousand.

1. You either transfer the money from public to private. If there is a contract that can prove the business, it can be transferred in this way.

2. Without a contract, there are risks. You can only advance your personal account to the other party's account and then report the cash to the employees.