The specific deduction standard and scope may vary from region to region and evaluation system. In addition, different acts of dishonesty may have different consequences, such as restricting loans and buying high-value goods. Therefore, in order to safeguard personal credit and social public interests, it is suggested that everyone abide by laws and regulations, be honest and trustworthy, and avoid dishonesty. The following are some common acts of dishonesty and the range of scores that may be deducted, but the specific situation may be different due to regions and specific evaluation systems:
1. Overdue repayment: depending on the overdue time and amount, credit points ranging from several points to several tens may be deducted.
2. Malicious default on debt: depending on the time and amount of default, credit scores ranging from tens to hundreds of points may be deducted.
3. False propaganda and fraud: According to the degree and scope of fraud, credit scores ranging from tens to hundreds of points may be deducted.
4. Violation of laws and regulations: Depending on the degree of violation of laws and regulations and the impact on society, scores ranging from tens to hundreds of points may be deducted.
5. Breach of contract: Depending on the degree and scope of breach of contract, credit points ranging from several points to several tens may be deducted.
6. Non-performance of contractual obligations: depending on the degree and scope of non-performance, credit points ranging from several points to several tens may be deducted.
7. Dishonest behavior: According to the degree of dishonesty and the scope of influence, credit scores ranging from several points to dozens of points may be deducted.
Applicable object of credit evaluation
1, business operators, corporate financial managers, accounting firms, law firms and other related parties.
2. Professionals engaged in credit risk management and credit investigation technology, various financial institutions, credit management, guarantee, rating and commercial account collection practitioners.
3, government economic management departments, industry associations engaged in credit management personnel.
4. All kinds of people interested in the field of credit management.