Repayment of provident fund loans by urban workers: 1. Inquire about the balance of provident fund and housing subsidy deposits at CCB outlets; 2. For loans from industrial, agricultural and medium-sized banks, a "loan certificate" shall be issued to the local bank (loans from CCB are not required); 3. With the loan contract and loan voucher, apply to the employer to issue a withdrawal application form and a transfer check; 4. With the ID card, withdrawal application form and transfer check, go through the withdrawal and repayment procedures at the affiliated CCB outlets.

Commercial housing loan for urban workers: 1, 2 steps as above; 3. With the loan contract and loan voucher, apply to the employer to issue a withdrawal application form and a cash check; 4. If the loan is repaid by CCB, you should go to CCB, the loan agency, to handle the repayment formalities with your ID card, withdrawal application form and cash check; 5. If repayment is made in a bank other than CCB, I shall go through the repayment procedures at CCB outlets that have paid the provident fund with my ID card, withdrawal application, cash check and loan certificate.