Two, Shaoxing City Housing Provident Fund Management Center Tel:
Address: No.588 Jiefang North Road, Shaoxing Tel: 0575-85083 12 1
Shaoxing County Branch Tel: 84 126369, 84 1266 19.
Zhuji Branch Tel: 87231057 87236958 87221558
Shangyu Sub-center Tel: 8213466816820001
Shengzhou Branch Tel: 8333 1390
Xinchang Branch Tel: 86022240
Website of Shaoxing Housing Provident Fund Management Center:
Three, apply for housing provident fund loans should have the conditions
1. Have a local account (including temporary residence permit and residence permit);
2. Withdraw the housing provident fund for more than six months according to the minimum ratio stipulated in the Regulations of the State Council on the Management of Housing Provident Fund;
3. Have stable economic income, good personal credit and the ability to repay the principal and interest of the loan;
4. Purchase, construction, renovation and overhaul of individual owner-occupied housing, with relevant materials and certificates;
5. Agree to use the house purchased, built, renovated or overhauled as collateral for the loan, and go through other relevant procedures;
6. If both husband and wife can normally pay the housing provident fund in full, either husband and wife can apply for a provident fund loan; If only one party pays the housing provident fund normally, it must be applied by the depositor; * * * If a property applies for a loan, the owner of the property must be the borrower's spouse or the borrower's immediate family;
7 "second-hand housing" loans, the applicant must apply for provident fund loans within 3 months after the completion of the housing transaction;
8. Applicants must abide by other relevant credit policies and regulations promulgated by the Center.
Four, apply for housing provident fund loans to provide materials.
1. Information must be provided when purchasing commercial housing.
(1) ID cards of the borrower's husband and wife;
(2) The household registration book and marriage certificate of both husband and wife of the borrower;
(3) proof of income of the borrower's husband and wife;
(4) the down payment invoice for housing purchase;
(5) Commercial housing sales contract;
(six) other information required by the housing provident fund management center.
2. The purchase of second-hand housing must provide information:
(1) ID cards of the borrower's husband and wife;
(2) The household registration book and marriage certificate of both husband and wife of the borrower;
(3) proof of income of the borrower's husband and wife;
(4) Housing transfer contract;
(five) proof of property ownership;
(6) Land use certificate;
(7) deed;
(eight) other information required by the housing provident fund management center.
3 information provided by the construction, renovation or overhaul of the house:
(1) approval documents of planning, land management and construction departments;
(2) Property ownership certificate;
(3) Land use certificate;
(4) Proof of self-financing for housing construction, renovation and overhaul;
(5) the overhaul of the house must provide the appraisal certificate issued by the house appraisal department;
(six) other information required by the housing provident fund management center.
4. Single employees applying for provident fund loans also need to provide the following information:
(1) Unmarried persons are required to provide proof of no marriage registration record;
(2) if you don't remarry after divorce, you must provide proof of no marriage registration record and divorce certificate; Before buying a house, a divorce agreement must be provided;
(3) if the widow does not remarry, provide proof of no marriage registration record; If the real estate license and the purchase contract date is before the spouse's death, the applicant shall provide a certificate of property right;
(four) other information required by the housing provident fund management center.