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Is it illegal to charge 13% for credit cards without official seals?
According to Article 52 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment, anyone who commits one of the following acts shall be detained for more than 10 days and less than 15 days, and may be fined less than 1,000 yuan; (1) Forging, altering or buying or selling official documents, certificates, supporting documents and seals of state organs, people's organizations, enterprises, institutions or other organizations ... "If the seal engraving industry makes official seals in violation of management regulations, it is a violation of public security management, and the perpetrator or the person in charge of the enterprise is detained for more than 10 and less than 15. If the circumstances are relatively minor, they shall be detained for not less than five days but not more than ten days, and may be fined not more than 500 yuan for public security administration. Whoever engraves, forges or alters the official seal privately shall be punished as the crime of disturbing public order.

According to Article 280: "Whoever forges, alters, buys or sells or steals, seizes or destroys official documents, certificates and seals of state organs shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or deprivation of political rights; If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years. Whoever forges the seal of a company, enterprise, institution or people's organization shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or deprivation of political rights. ..... ",shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or deprivation of political rights. If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years. Whoever forges the seal of a company, enterprise, institution or people's organization shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, public surveillance or deprivation of political rights.

Actual case

Chutian city news

When a man applied for a credit card, he lied that he was a member of the street management team. When the bank asked for proof of income, the man found someone in the street to carve three fake official seals, and the result was reported. It was learned yesterday that the court held that the man constituted the crime of forging the official seal of the state organ, and was exempted from criminal punishment because of the minor circumstances.

In May this year, the police received a report that a man had privately carved three fake official seals, and the police quickly arrested the man.

It turned out that the man Zhong was once a street management coordinator in Wuchang, and now he is a security guard. A month ago, Zhong wanted to get a credit card. In order to obtain a larger credit line, he claimed to be a member of the urban management team. The bank asked for proof of income, so Zhong had no choice but to spend 40 yuan to find someone to carve three fake street seals on the street.

Later, Zhong put the seal in his colleague's office and reported it after being found. After the arrest, Zhongmou assisted the police in arresting Liu, a man who carved a fake official seal.

At the end of last month, the court held that both Zhong and Liu constituted the crime of forging the official seal of state organs. In view of the minor circumstances, both of them were exempted from criminal punishment.