There is a time limit for applying for student loans.
Because the time of the national student loan is fixed every year, the student source credit student loan is applied annually. If you miss this year, you can't apply, and you can only wait until the national student loan begins to be accepted next year.
Every September, colleges and universities all over the country will begin to accept applications one after another. If you want to apply, you should consult the teacher about the content as soon as the school starts.
2. What is the longest period for applying for a national student loan from China Bank?
The term of the national student loan of China Bank is the academic system plus 15 years, with a maximum of 22 years. Borrowing students who continue to study for their degrees during the repayment period after graduation may apply for continuing interest subsidies. Borrowing students who apply for continuing interest subsidy must apply for continuing interest subsidy from the original university institutions 20 working days before the start date of applying for interest subsidy, and provide admission notice, identity certificate and other relevant supporting materials. The original colleges and universities should review the loan students' application for continuing interest subsidy within 5 working days. After the approval, they should fill in the Application Form for Adjustment and Repayment Plan and Interest Subsidy of National Student Loan of Bank of China Co., Ltd. and affix their official seals. After receiving the application for continuing discount approved by the school, the original handling bank shall go through the formalities for continuing discount within 5 working days. Because the original handling bank has gone through the formalities of continuing to discount interest, the loan interest incurred during the period of continuing to study for a degree will be continued to be subsidized by the original discount finance department according to the affiliation of the original university where the borrower is located. The renewal is managed and paid by the National Student Financial Assistance Management Center. The National Student Financial Assistance Management Center and the borrower's former university continue to undertake the relevant responsibilities and obligations agreed in this agreement. Borrowing students can also upload and submit the admission notice, identity certificate and other relevant supporting materials in personal online channels such as personal mobile banking and personal online banking of Bank of China to complete the application for continuing interest subsidy. Upon the completion of the audit, the university organizer and the handling bank will show the signed national student loan adjustment repayment plan and interest subsidy application to the borrowing students in China Bank, personal mobile banking and personal online banking. The above contents are for your reference. Please refer to the actual business regulations.
3. Is there a date limit for student loans?
There is a time limit for applying for student loans.
Because the time of the national student loan is fixed every year, the student-origin credit student loan is applied, approved and issued annually, so if you miss the application this year, you can only wait until the national student loan begins to be accepted next year.
Every September, colleges and universities all over the country will begin to accept applications one after another. If you want to apply, you should consult the teacher about the content as soon as the school starts.
4. Is there a time limit for student loans?
Repayment requirements of student-origin student loan:
(1) Normal repayment
Under normal circumstances, students should repay the interest on an annual basis from September 1 day of the graduation year, and begin to repay the principal and interest two years later. The normal repayment deduction date of China Development Bank is February 20, 65438.
Please log in to the Student System of Student Source Loan of China Development Bank after June 20, 2008 +065438+ to check the principal and interest to be repaid this year, and deposit the money into the corresponding loan account before June 65438+February 20, 2008, and the bank will automatically deduct the money.
If Alipay is used for repayment, Alipay will send a repayment notice to the borrowing students by SMS and email five days before the repayment date. If the mobile phone number and email address are changed, please log in to the student loan system of China Development Bank in time to make changes.
(2) Advance payment
1 to 10 can apply for prepayment every month, and all outstanding debts of a contract must be paid off in one lump sum.
Borrowing students must apply for a new student-origin student loan in the student system of China Development Bank before 10 every month or apply to the teacher of the local county financial aid center, and deposit the full amount of funds into the corresponding repayment account before 15 that month. Our bank deducts money on the 20th of every month.
If Alipay is used for repayment, Alipay will deduct the corresponding amount from the student's personal Alipay account on the day of prepayment deduction, and feed back the loan students by SMS, email, etc.
Students can log on to the online system to check the results of prepayment. If the current advance payment fails, the next advance payment needs to be resubmitted within the specified time.