1. At the end of each year, all companies have to start year-end settlement, and banks are no exception. All institutions will be busy taking orders and temporarily slow down the progress of loans;

2. Strengthen the review of personal credit information system to prevent more people from applying for loans at the end of the year.

3. The bank quota is tight, and the distributable quota at the end of the year has reached the bottom of the bottle. In order to strengthen the rational use of the quota, among many loan applications, high-quality customers will be chosen to give priority to lending, so the corresponding approval and lending cycle will be lengthened;

4. Prepare for interest rate adjustment-during the period of 2065438+07, the benchmark interest rates of banks in first-and second-tier key cities all rose to varying degrees. According to the practice of previous years, the bank will make adjustments at 65438+ 10/month in the following year to balance the development of various businesses;

Most importantly, in order to make a good start next year, the bank intends to control the remaining quota this year and will not lend arbitrarily. Many bills will be carried over to the next year, making it difficult to get loans at the end of the year;

6. At the end of the year, the bank's strategic goal turned to deposit to cope with the large amount of lending in the coming year and the blank period of deposit during the Spring Festival holiday.