(1) The applicant shall go through the loan application formalities in triplicate with the purchase materials (commercial housing sales contract, down payment receipt), ID cards of both husband and wife, household registration book, marriage certificate (A4 original and copies of each part) and loan application form-Personal Loan Service Hall of the Municipal Provident Fund Management Center;

(2) The above-mentioned institutions transmit the loan information approved to the entrusting bank;

(3) The entrusting bank informs the borrower and his spouse to sign the loan contract and mortgage contract with the ID card at the signing office of the entrusting bank;

(4) The borrower and his spouse hold the ID cards of both parties and go to the housing management department with the bank staff to receive the real estate license;

(5) The borrower holds the original and photocopy of the real estate license to issue a loan notice in the personal loan hall of the provident fund management center;

(6) The borrower shall go through the loan issuance formalities at the entrusting bank with the original and photocopy of the real estate license and the loan notice.

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