The loan platforms in Alipay include Zhaolian Good Term Loan, Instant Finance, China Post Lending Bao, Huarong Consumer Finance and Yin Bao Consumer Finance.

Zhilian excellent loan: Zhilian excellent loan requires the borrower to score above 550 points.

Financial management immediately: mainly provide loans to friends with sesame scores above 580. Immediately, the financial loan amount on Alipay was less than 50,000 yuan.

Borrowing money for consumption, China Post: an Alipay loan platform that can be applied for with sesame score above 600.

Huarong Consumer Finance: Launched the loan product "Easy Loan" for Alipay users. Good loans can provide Alipay users with loans ranging from 1 1,000 yuan to 20,000 yuan, with a daily interest rate of 0.05% and a credit period of 1 year.

Yin Bao Consumer Finance: Yin Bao Consumer Finance is an Alipay loan platform that can help you pay off your credit card bills, with a quota of less than 50,000 yuan. At present, Yin Bao consumer finance requires 600 points for sesame seeds.

What are the eight Alipay loans on the Alipay loan platform?

As a third-party payment platform, Alipay is believed to be used by many people. In addition to payment, Alipay can also apply for a loan. Do you know what Alipay loan platform is? It is reported that Alipay now has eight kinds of loans. As we all know, what are other loan openings?

Nowadays, it is common for young people to borrow money, and Alipay has been integrated into people's lives. When you are short of money, you will borrow money through Alipay. How long have you been using Alipay? Do you know what Alipay loan platform is? As far as I know, Alipay has eight kinds of loans. Let's have a look.

Alipay implicit loan

1. Lending treasure: Download the latest version of Alipay APP, open the wealth column, find the words "Ant Lending Treasure", click Use Now, and after entering the page, you can intuitively see how much loan Ma Yun's dry father gave you. The next operation is particularly simple. Click "I want a loan", fill in the amount and loan term, and confirm the use. 1 minute, you can get the corresponding loan. At present, the maximum loan amount is 50,000 yuan, the longest repayment period is 12 months, and the daily interest rate is 0.04%.

2. Good-term loan: Good-term loan is also a loan slot in Alipay. Users can apply for loans online by paying attention to the life number of good loans through Alipay. The loan threshold requires more than 600 sesame credit points, in addition to a real-name authentication mobile phone number of more than 3 months. The maximum loan amount for a good loan is 200,000. After the user applies for a term loan, the loan amount can be directly credited to Alipay account.

3. Easy Loan: Easy Loan is a loan product jointly launched by Mi You Finance and Alipay. Users can apply for loans online by adding services to Alipay to repay Mi You Finance. The maximum loan amount supported by Easy Loan is 200,000, and the minimum daily interest rate of the loan is 0.03%. This product requires the borrower's personal credit status, and only users with sesame credit score above 700 have the opportunity to obtain loan funds.

4. Ant Flower Garden: Flower Garden is a consumer credit loan product in Alipay, and its function is mainly used for overdraft consumption. Flower buds are actually similar to familiar credit cards, which can be repaid after consumption, and can enjoy an interest-free repayment period of 4 1 day at the longest. The consumption quota supported by the flower buds ranges from 500 yuan to 50,000 yuan, and users can also apply for staging after using the flower buds. The currently supported installment period is 3/6/9/.

5. Anyihua: Anyihua is a personal credit loan product, which can be repaid immediately with the loan launched by finance. Users with sesame credit score above 620 have the opportunity to apply for loans in Anyihua, and users can apply for loans by paying attention to Anyihua's life number through Alipay.

6. Online business loan: Online business loan is a credit loan product in Alipay, and its customer base is mainly merchants from Taobao or Alibaba, with a maximum loan amount of 654.38+0 million.

7. Future installment: Future installment is an interesting installment of credit products, and it has been cooperating with Alipay. Users can find the entrance of future installment loans through the "credit life" in the sesame credit score in Alipay, and then apply for loans online.

8. Order loan: Order loan is a loan product launched by Alipay for Taobao merchants. Only Taobao sellers who have personal shops in Taobao have the opportunity to apply for loans, and the daily interest rate of loans is generally 0.05%.

What loan platforms does Alipay have?

The platforms that can borrow money on Alipay include ant loan, online business loan, installment loan, and good-term loan. Different loan platforms need different loan conditions and loan quotas. Users can choose a platform according to their own actual situation, and generally choose a platform with low interest when choosing a platform.

When the user borrows money from Ant Lending Treasure, the system gives the quota according to the comprehensive data of the user. Users can borrow money within this limit, and they can choose different periods when borrowing money. Different users pay different interest when ants borrow money. After the loan is repaid on time, the amount can be increased and the loan interest rate can be reduced.

Online business loan is a pure credit personal loan with the longest repayment period of 12 months. During the loan period, interest shall be calculated on a daily basis. In case of loans overdue, the corresponding penalty interest will be charged, and the penalty interest will be charged daily at 1.5 times the normal interest rate. It should be noted that online business loans will be granted as long as they are overdue, and they may not be able to re-lend in the future.

Users must think about their repayment plan before using Alipay platform to borrow money. If individuals don't have a good income to support repayment in the future, they should be cautious in borrowing money to avoid unnecessary troubles for individuals who can't repay on time in the later period, and it will also affect personal credit information after the deadline.

What are the loan platforms of Alipay?

Alipay's loan platforms include lending treasure, Taobao loan, flower garden, ant flower garden, personal loan and so on. "Borrowing" is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.