Legal analysis: Specifically, when a lender signs a payment contract with a lending institution, the lending institution will sign an agreement with the lender in advance, including a confidentiality agreement, which includes the obligation of the lending company to keep the personal information of users confidential. If one day, the borrower's personal information or data is really leaked, you can also take evidence to protect your legitimate rights and interests.

In order to prevent the disclosure of personal information, we should also choose a formal and reliable lending institution. Whether lending institutions are reliable can be judged from the following three aspects: 1. Understand whether lending institutions are formal. 2. Understand the sources of funds of lending institutions. There is no need to pay any fees before the loan.

Legal basis: Article 42 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment commits one of the following acts, and shall be detained for not more than five days or fined not more than five hundred yuan, detained for not less than five days but not more than ten days, and may be fined not more than five hundred yuan:

(1) writing threatening letters or threatening the personal safety of others by other means; (2) publicly insulting others or fabricating facts to slander others; (3) fabricating facts and falsely accusing others in an attempt to subject them to criminal investigation or administrative punishment for public security; (4) Threatening, insulting, beating or retaliating against witnesses and their close relatives; (5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others; (6) voyeurism.