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What is the total interest rate of 5% for a loan of 13000?
Interest is paid annually in 650 yuan.

The process of handling bank loans:

1. The borrower applies for a loan;

2. Prepare loan related materials;

3. Account manager loan survey.

4. Bank approval;

5. Both parties sign a loan contract;

6. Implement mortgage, pledge, unsecured contract or other guarantee contract;

7. Bank loans;

8. Post-loan management;

9. Repay the principal and interest when the loan is due.