At present, only a few banks handle automobile mortgage. They are China Industrial and Commercial Bank, Chengdu Rural Commercial Bank and Ping An Bank; The amount of ICBC car mortgage is 60% of the car price.

The minimum loan amount of "quick loan" series products of Chengdu Rural Commercial Bank is 5,000 yuan, the maximum loan period is 6,543.8+0,000 yuan, and the loan period is 654.38+0 months to 3 years. You can choose flexible repayment methods such as equal monthly payment, unequal monthly payment and repayment of principal when due. Ping an bank automobile mortgage.

A single loan can reach up to 500,000 yuan, and the loan funds can be used for business purposes such as purchasing and purchasing, and can also meet consumer needs such as decoration, tourism and wedding. In the case of complete information, after the mortgage is completed, the loan can be released within 1 day at the earliest, and the vehicle can still be used after the money is obtained.

Conditions for applying for automobile mortgage:

1. The loan applicant is a citizen of China, aged 18-65.

2 have a stable economic income and the ability to repay the principal and interest of the loan.

3. The borrower has a good credit record and no bad credit record.

4. Legal and valid certification materials of mortgaged cars (vehicle registration certificate, etc.). ).

5. Other conditions stipulated by the lending bank.