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What materials are needed to apply for a home loan?

To apply for a housing mortgage loan from a bank, you need to prepare the following information:

1. ID card and a copy (if the borrower and the mortgagor are not the same person, the mortgagor must also be provided) ID cards and copies of both spouses);

2. Household register and copies (if the borrower and the mortgagor are not the same person, the household register and copies of both the mortgagor and the mortgagor must be provided at the same time);

3. Proof of single status (if the borrower and the mortgagor are not the same person, the marriage certificate and copies of both spouses of the mortgagor must be provided at the same time);

4. Proof of the borrower’s income (Bring the salary slip or income statement of the last three months);

5. Real estate certificate and copy;

6. Proof of loan purpose.

To apply for a housing mortgage loan at the bank, you need to prepare: 1. The applicant’s and spouse’s ID cards, original and 3 copies of their household registration (if the applicant and his spouse do not belong to the same household, they must also attach the marital relationship) prove). 2. Original house purchase agreement. 3. An original and a copy of the receipt for advance payment of 30% or more of the room price. 4. Documents proving the applicant’s family income and relevant assets, including salary slips, personal income tax returns, income certificates issued by the unit, bank deposit certificates, etc. 5. One copy of the developer’s payment account number.